I want to…

Buy a House

Buying your own home is the great Australian dream. Whether you’re looking to take the leap and purchase your first property, upsize to your dream home, or looking for the ideal investment property, owning property is a great way to get ahead financially.

With the cost of living continuously rising, the prospect of applying for a mortgage can be daunting. Buying a house or land comes with more questions than answers. Will your deposit be enough? How can you cut back on your expenses if you’re renting? Will you be able to afford your mortgage repayments?

That’s where we come in, ptwealth will review and analyse your income and expenses, help you consolidate your debt, work out a savings plan and get you on the road to your first property or your dream home. No matter your circumstances, we can help.

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Retire Early

You’ve worked hard all your life. Late nights, weekends, early morning meetings — but now you’re thinking of getting out of the rat race and doing the things you love. What’s stopping you?

Many of our clients say it’s the uncertainty. Will you be able to afford retirement? Can you live the life you want to live on your current savings and superannuation? How many years will your savings last you?

It’s sensible to think about these questions when you’re approaching retirement, taking the time to understand how you can use your financial situation to the best of your ability is important in securing the financial future you desire when you decide to leave the work force.

At ptwealth we focus on strategies that ensure your funds are working for you, whether you want to retire early or not. With the right mix of investments, you could take charge of your financial future and being on your way to FIRE (Financially Independent and Retire Early).

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Travel the World

Has travelling the world been a distant dream?

Or perhaps you’ve caught the travel bug?

No matter what stage of life you’re at, if you want to travel then it’s important to ensure your finances are in order.

At ptwealth we will show you the tools available to manage your cashflow and implement a budget that you can stick too, so as to ensure that you have sufficient funds to enjoy your well-deserved holiday, while at the same time ensuring that you don’t lose focus on your long term goals.

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Grow my Wealth

You’ve worked hard for your money, but is your money working hard for you?

Rather than rely on your superannuation to fill your savings pot, taking the step into the investment market could be beneficial in helping you to boost your wealth.

Your ptwealth adviser will work with you to understand your goals, your preference to risk, maximise your return on investment, and work out a plan that will set you on your way to financial freedom.

Unlike superannuation, growing your wealth through a mixture of carefully selected investments empowers you to have more choice and allows you to take care of life milestones along the way, like a new car or that trip overseas.

There are a variety of investment options available depending on whether you are looking at short or long term, maximising returns or looking to preserve your capital and minimise risk.

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Protect my Family & Business

Life can be unpredictable — you never know what’s around the corner in both your personal and professional life. For those events in life that nobody likes to think about such as redundancy, illness or sudden death of a family member, protecting yourself and your family financially is the best way to plan for the unknown.

If you’re suddenly struck by one of life’s unfortunate events, suitable insurance for your family is an invaluable asset to have and financial protection can make a real difference.

Your ptwealth adviser will help you understand what types of insurance will benefit you, and work with you to ensure you’re adequately protected.

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Pay less Tax

Tax is one of, if not the largest impost on any household budget, how effectively you optimise and manage your tax position can have significant benefits for you and your family.

We look to implement a number of proven strategies, including the use of various legal structures and year-end tax planning to help you minimise your taxable income, and therefore reduce the amount of tax that you have to pay, leaving you with additional cashflow to invest.

Let PT Wealth and our team of tax professionals will help you reduce your tax burden now and into the future so that you will have more to retire with.

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I don’t know?!

Consider if any of the below resonates with you.

  • Would you like to take control of your Superannuation?
  • Would you like to get a better understanding of the in’s and outs’ of Investing?
  • Do you want help finding an Investment Property?
  • Would you like to get a better deal on your Mortgage?
  • Have you considered how Personal Insurance can protect you, your family & business?
  • Have you ever wondered how the ‘rich’ seem to be paying less tax than everyone else ?

That’s where we can help …

Let your PT Wealth adviser work with you to assess your current financial situation and create a plan to set you on your way to finding the financial freedom you deserve, giving you the opportunity to live the life that you always imagined.

Let’s start by seeing what’s most important to you.

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This information has been compiled from sources considered to be reliable, but is not guaranteed.